Property development is one of the most rewarding areas of real estate – but in the current climate, it is also one of the most challenging. Rising interest rates, tighter lending criteria, and increased construction costs are making it harder for operators to secure development finance.

At MAW Money, we understand how difficult it can be to make the development finance stack work. We’re here to help you navigate every stage of the process.

Understanding the challenges of development finance

Developers are often juggling multiple moving parts – site acquisition, town planning, feasibility studies, construction, and sales. The development finance needs for each stage are different, and lenders assess these projects with caution.

That is why it is critical to have a development finance partner who understands the industry and has access to the right lenders.

Site acquisition finance

The first step for any project is securing the site. This requires a lender who understands the potential of the project, not just the current land value. We work with a panel of lenders who are experienced in development finance, giving you a competitive edge in securing the site you need.

Construction finance solutions

Once your project is ready to move forward, we help you secure competitive construction finance. This often involves staged drawdowns, where funds are released in line with your build schedule. We negotiate terms that work for your cash flow and project timeline, ensuring you have the funding you need to keep construction on track.

Panel of lenders, competitive outcomes

We have strong relationships with a wide range of lenders – from major banks to specialist non-bank lenders. This means we can match you with the right partner for your project, whether it is a small townhouse development or a large multi-stage build. By comparing multiple offers, we can help you secure competitive rates and terms that suit your strategy.

End-to-end development finance support

Our role does not end once the finance is approved. We support you throughout the project, managing communication with lenders, ensuring payments are made on schedule, and helping you prepare for the next stage. This includes refinancing into long-term investment loans once the project is complete, so you can hold and lease the properties if that is part of your plan.

Why work with MAW Money?

We are more than brokers – we are strategic partners who understand the nuances of development finance. Our goal is to make your project financially viable from acquisition to completion, no matter the market conditions.

Call to Action: If you are planning your next development, talk to MAW Money about securing the right finance stack to bring it to life.