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Yes, the current rate tightening cycle has had the desired impact on property prices – successfully cooling the supercharged market to an extent, but buyer beware, things are not as they seem… Have you stopped to consider borrowing capacity before delaying your purchase?

So, were you one of the lucky ones who managed to secure your fixed interest rate when they were at historic lows (in many cases, under 2%)? Well, those good times are set to finish at the end of 2023, and if you’re not careful, you might find yourself in a precarious financial position.

As we all expected, the RBA has again raised interest rates by .5 in its attempt to curb raging inflation. For homeowners and investors, this is much easier to stomach than the .75 we heard about last month, but it still hurts.

In an uncertain interest rate climate, one of the best strategies you can deploy to protect yourself now and into the future is paying off as much as you can while rates are creeping up. With further rate rises expected, paying more while rates are still lower can put you months ahead, and next year, when rate rises do peak, you’ll find yourself in a position where you are ahead in terms of mortgage payments.

It’s no easy feat learning how to be a property investor – there are many pitfalls you can face – especially if you’re new to the game and looking to buy your first investment. We’ve pulled together some common mistakes we regularly see new property investors make, and how you can overcome them!

So, interest rates are rising, and all we seem to be hearing about is the doom and gloom! We all need to breathe before panicking and look at the situation logically.

Well, the time has finally arrived, and banks are responding to the RBA’s recent rise as it attempts to combat rampant inflation. The interest rate hike has been expected; however, the size of the most recent rise was higher than expected.

Everyone loves having access to a swimming pool – especially in the hot Queensland summer! So, when you're looking to build a new home, it might be worth tacking a pool to your finance application – and here is why!

Everyone loves having access to a swimming pool – especially in the hot Queensland summer! So, when you're looking to build a new home, it might be worth tacking a pool to your finance application – and here is why!

So, you're ready to start your home buying journey – it's been on your mind for a long while, and to get things started, you're looking at some mortgage brokers to get the wheels in motion. As with any service, you must do your due diligence before engaging a broker, and there are a few practical steps you can undertake before signing on the dotted line.