With interest rates beginning to ease, many prospective buyers are asking: should I wait a little longer before entering the property market? The short answer? No.

When rates are falling, competition heats up quickly. Buyers who’ve been sitting on the sidelines jump in, sellers hold firmer on price, and homes sell faster. Waiting for the “perfect” rate can mean missing out on the right property altogether. At MAW Money, we believe getting into the market is about timing the move, not the market.

Here’s why acting now makes more sense than holding out:

• Borrowing power is increasing: As rates dip, your ability to borrow more improves – meaning a wider choice of properties.

• Price momentum is building: The market is already showing signs of renewed buyer confidence. The more buyers return, the more upward pressure on prices.

• Rents are still rising: For investors and renters, that means strong yield potential and increasing holding costs while you wait.

Our brokers at MAW Money are already helping clients secure pre-approvals before demand spikes. With a network of lenders, personalised service, and a deep understanding of how rate cuts affect lending strategies, we’ll help you get ahead of the crowd.

If you’re serious about buying, now is the time to speak with a MAW Money broker. Your future self will thank you.