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The festive season is just around the corner, and we’re pretty sure you’re all out there loading up on Christmas presents, holiday accommodation, and everything else that comes with this time of the year. Loading up the credit card is something we see all to often, and then once the holidays are over, it’s time to get back to reality!

Currently, the Brisbane real estate market is firing on all cylinders – everyone knows it. It's a seller's market, and if you own a property, you might just think the market is geared towards you. Well, it is on one front. If you did decide to sell, you're most likely going to sell your home for far more than you could have ever imagined.

Make no bones about it, purchasing a home can be an incredibly frustrating and soul-destroying experience (unless you are cashed up and do not require bank funding!). The finance application process can be exceedingly difficult to navigate if you don’t go into it with your eyes open.